Basic Credit Builder Program

This program is the foundation level of business credit building. The Basic Credit Builder will help you establish your business credit and set it up so you can obtain lines of credit from the bank. This foundation will consist of establishing trade or vendor credit, building the Paydex (from Dunn and Bradstreet) to at least 80 and then applying for business credit cards that are based on the TAX ID ONLY and not your social security number! You will have a personal business credit coach to guide you through the entire process.

Many business owners that start the Basic Credit Builder do not have good personal credit. The Basic Credit Builder will set the business foundation for obtaining lines of credit with Corporate Credit Concepts banking contacts. In order to obtain lines of credit at any bank the business owner must have a combination of good business credit and good personal credit, in other words a 680 or above.

Many of our clients use the credit cards that the Basic Credit Builder Program obtains to help them pay for the personal credit repair process. Once the business owner's scores are adequate we can obtain a combination of trade credit, credit cards and bank lines of credit.

Who is this program for?

The Basic Credit Builder Program is for those who have personal credit scores less than 680, those with negative items on their credit report, or those whose revolving debt is over 50%. The entire purpose of the Basic Credit Builder Program is to build the foundational level of business credit and to give you some cash to repair your personal credit. Once your personal credit is above 680, the foundational level of your business is already in place and we can move onto the Advanced Credit Builder Program. The backend fee that you pay for the Basic Credit Builder Program will be deducted from the backend fee of the Advanced Credit Builder Program.

Basic Credit Builder - Estimated Amounts

Trade Credit - $50,000
Credit Cards (tax id only!) - $25,000

Total - $50,000 - $100,000 in credit

Dunn and Bradstreet credit file established
Corporate Experian credit file established
Establish a Paydex and Intelliscore